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Loan Programs

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Referral Partners

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FAQ

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Is SECC a lender or a broker?

SECC is a licensed lender and broker under California Financing Law License # 603 L334. SECC funds non-conforming commercial, residential investment and business loans in markets nationwide. SECC also functions as a correspondent or preferred origination source for a small group of banks, institutional lenders, investment funds and private finance companies. In states where SECC is not licensed as a mortgage lender or mortgage broker (and licensing is required), SECC acts strictly as a loan packager for, or a referral source to, those entities licensed to lend.

How do I signup as a Referral Partner with SECC?

If you are a lender, mortgage/loan broker, ISO, finance professional or entrepreneur looking to leverage our non-conforming real estate and business loan programs to increase your revenue, then click here to register and be reviewed for approval as a Referral Partner (there is no cost to register and it only takes a few minutes). Once approved you will be eligible to receive competitive referral fees for loan closings you referred to us.

Please Note: Due to an increase in digital/internet and financial fraud, we are now only accepting loan applications for our loan programs on a referral basis—you cannot act as a broker. This means when you refer a loan application for your client, we will transact with the client directly throughout the loan process. This will not affect your referral fee and you will be provided regular transaction updates along the way.

I’m a borrower, broker or lender—why should I work with SECC?

If you are a borrower looking for financing in this market, you know the process can be difficult and confusing. SECC is an experienced lender, founded in 2009, with a focus on customer service, transparency and ethical practices. We have always concentrated on providing non-conforming borrowers the most competitive and affordable loan options, and we have built a reputation as a market leader doing just that (Google us!). If you are a broker or lender, then you know loan fallout is a costly issue that can be resolved and monetized by the right strategic partner. The loan programs SECC offers are genuine and they perform. We utilize the latest technology to offer our partners the opportunity to convert their leads and fallout into significant revenue. We operate as your back-office so that you can focus your effort on what’s most important to you. We also offer approved partners fee incentives, and additional bonuses for high-volume referral partners such as increased compensation and co-branded or white-labeled applications and/or landing pages.